RiskAnalysis

1) What comes to your mind when you hear the word RISK?

Danger

Opportunity

Fear

Caution but not fear

Thrill

2) Assuming normal course of action, you expect your investments to:

Have stable capital and modest profits

No loss in capital at all

To generate more return than markets

Match market returns

3) If your train pass expires and you have urgent office meeting to attend, would you:

Wait in the queue to take ticket or renew pass and be late

Request first person in queue to take your ticket explaining reason of pass expiration

Go without ticket and take route with less probability of Ticket Checker catching and repeat as long as possible

Go without ticket but make sure to renew pass as soon as possible

Take alternate mode of transport

4) If you have to choose from the following what will you choose:

80% chance of winning 1 lac rupees

50% chance of winning 5 lac rupees

30% chance of winning 10 Lac rupees

10% chance of winning 1 Crore Rupees

5) You lost 25% of your money in Equity Investments when markets are down by 25% too:

Stop investments in Equity altogether

It won’t matter as markets are down too

Increase investment in stocks so you earn more afterwards when market conditions are better

Continue with investment plan regularly, as in long term you know you will earn back all of it

6) What describes your attitude towards investments:

I am willing to get less return but want my portfolio to be stable and low risk

I prefer diversified investments that have low risk but selectively I can take risk

Moderate risk and balanced approach

I want high risk as long as I have potential to earn high return than market

7) How easily would you adjust your lifestyle to adverse financial situation:

Very Easily

Easily

I Can Manage

I would find it difficult but I can

Not easy to adjust Lifestyle

8) You have invested in financial products would you check its value:

Daily

Weekly

Monthly

Three Monthly

yearly

Whenever I feel like, not scheduled

9) With whose recommendations do you invest your hard earned money:

Friends as they are my friends and won’t give me wrong advice

Family members as I trust them

I would do my own research and I think I can manage by myself

Take advice from professionals as they may have better knowledge than friends,family and myself

10) How familiar are you with investment matters ?

No clue

Basic banking products

Knowledge of bank products, Mutual Funds, Post office etc

Very savvy investor having knowledge on almost every product

Knowledge of banking, mutual funds, post office and equity markets, debt instruments, EPF, PPF etc

11) Which of these following describe your current stage of life:

Single with few or no financial burden ready to build and accumulate wealth for short term and long term

Couple without child, expensing most of income earned

Young family with child with owned house

Young family with home. You have mortgage and childcare costs and maintain only small cash balances

Mature family. In your peak earning years. Children grown up. Starting to think of retirement years

Retired

Other

12) Describe time horizon of your investments:

Short term (Less than 1 year)

Intermediate term (1 to 3 year)

Medium Term (3-8 years)

Long trem (more than 8 years)

Spread across time horizon (Some short term some long term and some in between)

Not categorized

Other

13) Describe liquidity (Payout) needs from investment portfolio:

I don’t want money unless I want it for some specific need

Regular cash flow for small expenses

Dependent on income from investments for regular expenses

Not at all, I want to build a substantial portfolio without taking money out

14) Investment Objective:

Building financial asset

Tax saving

Growth in investment

Regular income

Retirement

Other

Personal Profiling:

Current Investments:

Risk Assessment Questionnaire

Risk Analysis

Personal Profiling:

Current Investments:

Risk Assessment Questionnaire